Insurance Pages

Accessible Care with Dental Insurance Coverage

Close-up of a patient’s hand filling out a dental insurance form

Our goal at Luma Dental Studio is to give our patients top-notch dental care that adds value. We accept various dental insurance plans in Raleigh to help make our treatments more accessible to everyone. Our team can help you make the most of your coverage because they are well-versed in these policies. We love to save you money while still providing the superior service you deserve.

How to Use Your Insurance at Our Raleigh Office

Each policy is unique. However, most insurance plans generally offer coverage for preventative care and partial coverage for restorative care.

Your coverage may require a waiting period before you can get some services. Additionally, it has an annual maximum, the maximum amount your insurance provider would pay for authorized services within a given year.

Our concierge team will be happy to confirm your coverage and assist you in maximizing your insurance benefits.

Membership Plans Designed for You

At Luma Dental Studio, we believe great dental care should be simple and transparent. Our in-house membership plans are designed to make quality care more accessible and easy to understand.

How Our Membership Plans Work

We offer three membership options, each built around a different level of care. Our concierge team is happy to walk you through the details and help you choose the right fit.

Membership Comparison Chart

Feature

Simple Plan

Essentials Plan

Luma VIP plan

Price

$350/year

$750/year

$1,499/year

Cleanings

2/year

Up to 3/year

Unlimited

Exams

2/Year

Up to 2/Year

Unlimited

X-rays

1 set/year

As needed

Unlimited

Oral Cancer Screening

Fluoride

2/year

As needed

Emergency Visits

Up to 2

Included

Whitening

50% off

Included

Smile Design Consult

Exclusive Member Pricing

Annual Smile Credit

$300

Electric Toothbrush

Premium Sonicare

Brush Head Replacement

Concierge Access

Comfort Experience

Enhanced Experience

Simple Plan — $350 per year
  • Preventive Hygiene Visits: 2 included per year
    • D1110 (Prophylaxis)
    • D4355 (Full Mouth Debridement)
    • D4346 (Scaling in Presence of Gingivitis)
  • Exams: 2 included per year 
    • D0150 (Comprehensive Oral Eval)
    • D0120 (Periodic)
    • D0180 (Comprehensive Periodontal oral eval)
  • Oral Cancer Screening included
  • X-rays: 1 set annually
  • Enhanced comfort experience
  • That’s it. This is the Simple Plan.
Essentials Plan — $750/year
  • Preventive Hygiene Visits: 3 included per year
    • D1110 (Prophylaxis)
    • D4355 (Full Mouth Debridement)
    • D4346 (Scaling in Presence of Gingivitis)
  • Exams: Exams: 4 included per year 
    • D0150 (Comprehensive Oral Eval)
    • D0120 (Periodic)
    • D0180 (Comprehensive Periodontal oral eval)
    • D0140 (Limited Evaluation) + problem-focused/post-op visits
  • Oral Cancer Screening included
  • X-rays: As needed
  • Fluoride treatments included: 2 per year 
    • D1206
    • D1208
  • 50% off whitening (if clinically appropriate)
  • Smile design consultation (by request)
  • Exclusive member pricing on all procedures
  • Complimentary electric toothbrush
  • The Essentials Plan Designed to maintain oral health with flexibilit
Luma VIP Plan — $1,499/year
  • Hygiene Visits: Unlimited
    • D1110 (Prophylaxis)
    • D4355 (Full Mouth Debridement)
    • D4346 (Scaling in Presence of Gingivitis)
  • Periodontal Maintenance
  • Exams: Exams: 4 included per year 
    • D0150 (Comprehensive Oral Eval)
    • D0120 (Periodic)
    • D0180 (Comprehensive Periodontal oral eval)
    • D0140 (Limited Evaluation) + problem-focused/post-op visits
  • Fluoride treatments included: 2 per year 
    • D1206
    • D1208
  • Complimentary whitening (if clinically appropriate)
  • Complimentary Smile design consultation (by request)
  • Enhanced and Exclusive member pricing on all procedures
  • Complimentary electric toothbrush
  • $300 Smile Credit towards any procedures ($150 credit first 6 months, $150 next 6 months)
  • Exclusive member pricing on all procedures
  • Electric toothbrush + brush heads every 6 months as requested
  • Concierge access + 24/7 messaging for urgent concerns
  • Enhanced comfort experience
  • Luxury, all-inclusive care

Membership Terms

  • No deductibles, no copays, no hidden fees
  • HSA/FSA accepted
  • Full payment due at enrollment
  • Membership is non-transferable
  • Benefits reset annually and do not roll over
  • Does not replace treatment for active disease
  • Deep cleanings (SRP) not included in hygiene.
  • All care based on clinical necessity

Have questions about our membership plans? We’re here to help. Contact us today and one of our team members will be in touch.